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Our solution

A world leading, fully compliant, market ready embedded finance solution designed with your customers in mind. No clunky interfaces, just an unparalleled user experience.

A world leading
embedded finance solution

Our adaptable platform is built around four key components designed to meet a wide variety of usage cases.

Core platform
 

The core platform handles transactions and e-wallet features with adaptable, scalable and fully cloud-based state-of-the-art-technology that offers easy integration via REST API.

White label
front end

 

Our easy to use, optimised front-end user experience is purpose built to provide a seamless multi-channel user experience which can be fully white labelled for your final product.

Admin portal
 

The comprehensive back-office admin portal allows you to manage product configuration, accounts, users and cards including real-time transaction and activity monitoring.

Operational& compliance support

We'll work with you to develop customised solutions tailored to your unique needs and goals, helping you achieve sustainable growth and long-term success whilst achieving full regulatory compliance.

99.99%

Uptime guaranteed

Don't just take our word for it.

Our independently monitored

system statistics available 24/7

*We can guarantee 99.99% unless there is an unforeseeable event or incident that occurs beyond Lerex's control which may affect this

Product features

E-wallet functionality

A full electronic ledger and e-wallet solution including a suite of additional functionality, such as:

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· Child/sub-account wallet & cards
· Real-time management of fees & limits
· Ability to apply your own FX margin
· Send money between users
· Real-time blocking / unblocking 
· Extensive real-time spend controls

Bank transfers

Full compatibility with a  variety of bank transfer protocols including SEPA, Faster Payments, CHAPS and Bacs, plus support for SWIFT,  International payments (including FX), direct debit mandates and Money Streaming.

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Plus, easily manage accounts with dedicated sort-code, account number, IBAN & BIC per user.

Easy loading

Allow customers to load their e-wallet quickly and easily from a number of secure channels, including:

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· Debit and credit card
· Bank transfer (user push)
· Bank transfer (open banking money pull)
· Bulk load (e.g. from another EMI)

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And more...

 

Access our latest features, integrations and innovations with additional features:

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· White labelling
· Front-end & mobile application
· Integration with external e-wallets
· Access to cryptocurrencies
· Special 'proof of concept' solutions

Card configuration

Allow the setup of user cards exactly as you need them with options for:

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· Physical & virtual cards
· Multiple cards per user
· Physical & virtual card combination
· Multi-currency wallet
· Multi-currency accounts

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Some of those features might be restricted based on usage or set-up, please contact us to discuss.

Expert support

Onboarding

Ensure peace of mind with full operational support from your expert team, from project definition right the way through to go-live with a dedicated project manager and technical team.

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We'll take the lead, working with all parties directly to ensure smooth integrations and keeping you up to date with real-time progress reports through our support portal.

Post go-live

Our support doesn't end at go-live. We keep you on track with user onboarding, KYC/KYB queries, daily compliance screenings and real-time transaction monitoring. We can also manage fraud, chargeback and compliance queries on your behalf.

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We also offer tiered customer support to meet every need, from start ups to billion pound businesses. 

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